​Annuity Products

Learn more about:

Fixed Annuities

A fixed annuity gives you the stability of a fixed interest rate that’s guaranteed to never drop below a minimum interest rate determined by the company.

Here are some things to know as you consider a fixed annuity:

  • A fixed annuity can guarantee a stream of fixed payments over the life of the annuitant.
  • It can be a deferred annuity, which provides for a stream of payments at a later date, or an immediate annuity, which gives you access to a stream of income immediately after you purchase it.
  • A fixed annuity can be flexible or single premium. Flexible premium annuities allow for multiple purchase payments, while a single premium annuity requires one lump-sum purchase payment.

Consider this:

While more and more Americans are choosing to retire at a younger age, life expectancies are rising, which means that people are spending more years in retirement. A fixed annuity may protect what you’ve accumulated, plus offer the option of lifetime income.

Spend less time worrying and more time enjoying your retirement.


Data represents a snapshot of average retirement age in that calendar year and life expectancy for babies born that year.

1 U.S. Department of Labor, Bureau of Labor Statistics

2 National Center for Health Statistics, National Vital Statistics Reports

3 2010 projections based on data from U.S. Census Bureau

All guarantees are backed by the claims-paying ability of the issuing company.

Note: This information is not intended or written to be used as investing, legal or tax advice. It was written solely to provide general information and support the sale of annuity products. A taxpayer cannot use it for the purposes of avoiding penalties that may be imposed under the tax laws. You should seek advice on investing, legal, or tax questions based on your particular circumstances from an independent financial professional, attorney or tax advisor.

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