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A fixed-indexed annuity gives you the opportunity to earn interest at an interest rate that is determined according to a formula based, in part, on the change of a referenced index.
Here are some things to know as you consider a fixed-indexed annuity:
- With a fixed-indexed annuity, you won't lose your money, regardless of index performance, unless you withdraw money or surrender your annuity during the early withdrawal period.
- Your indexed interest is credited to your annuity at the end of each one-year term.
- Fixed-indexed annuities can be flexible or single premium.
- Many of our fixed-indexed annuities offer riders that can provide guaranteed income for life or additional death benefit options for your beneficiaries. There are extra annual charges for these riders.
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