We are committed to providing customized insurance programs for educational organizations that meet their unique risk management need.
Highlights of our coverage include:
Casualty Coverage
- Up to $20 million capacity
- General Liability
- Automobile Liability
- School Board Errors & Omissions
- Incidental Medical Malpractice
- Employment Practices Liability
- Buy-back Abuse/Molestation
- Employee Benefits
- Terrorism
Buffer Workers' Compensation Coverage
- Up to $2 million capacity
- Self-insured retention as low as $250,000
- Terrorism
Property Coverage
- Up to $100 million capacity
- Earthquake and Flood capacity available, with certain restrictions in high risk zones
- Coverage for acts of terrorism, excluding NCBR
- Machinery and equipment breakdown (M&E)
- Automobile physical damage
- Terrorism
As part of initial information gathering for any risk, we require the entity to provide:
- Ground-up historical and exposure data for the past 10 years
- Construction, occupancy, protection (COPE) data for each location in an Excel spreadsheet format
- Audited financial and actuarial reserve statements
- Details of the third-party claims administrator or in-house claims staff
Additional Coverages that we can offer
Please note: Products may not be available in all jurisdictions.