Claims Scenarios Library

Agriculture accounts for 70% of the water withdrawn from global ground sources, yet plays a major role in water pollution.

Have your clients considered the risks associated with their aviation operations? Environmental exposures can present themselves on airport hangars, in nearby storage tanks, and much more.

Today, insurance is an accepted Closure & Post-Closure mechanism in most states. Great American can write coverage on an admitted or non-admitted basis depending on individual state insurance regulations. Learn more about our financial assurance capabilities.

Great American can help protect commercial lenders – empowering financial institutions to not only be made whole in the default of a loan should there be a known environmental issue, but it also affords lenders several options to accomplish this.

Our experts can provide the best by par coverage to help protect against costly financial burdens that can damage a course's reputation and negatively affect your client's bottom line, allowing your insureds to focus on what truly matters: upholding their superior hospitality.

While healthcare facilities face environmental risks similar to many large businesses, they must also address industry-specific exposures including Legionella, mold and disposal of hazardous waste.

There’s more to your local spots than meets the eye. From tank leaks to hidden contamination, there are a number of environmental risks that could affect your client’s hospitality operations.

Mold contamination continues to be a hot topic in the world of insurance. There has been an increased number of claims related to mold exposure over the last decade.

The damage caused by natural disasters such as floods, earthquakes, rainstorms and landslides is not always covered under the typical property damage policy.

Manufacturers and distributors of various products can carry the risk of their products causing a pollution condition leading to bodily injury, property damage, and environmental damage.

Much like commercial and industrial operations, public entities and municipalities may face financially threatening environmental hurdles requiring pollution protection.

Unlike the focus in the past of regulating known and common environmental contaminants, current trends are to focus on emerging contaminants in order to address initial known problems and prevent anticipated future environmental problems.

Redevelopment of any property carries inherent risks of identifying some pre-existing unknown pollutant.

These transportation and Non-Owned Disposal Sites (NODS) situations illustrate the variety of environmental exposures that could affect your customers.

Life is full of unprecedented situations. From natural catastrophes to unexpected robberies, your customers’ business operations face many unpredictable threats that can result in environmental exposures.

Any customer class that owns or operates a landfill, waste treatment unit or a Hazardous Waste Treatment, Storage or Disposal facility is often required to post financial assurance costs to meet the regulatory guidelines.