Commercial Umbrella and Excess Liability Insurance offers additional coverage beyond the limits of your client's primary liability insurance, and is designed to protect your clients from sizable judgments and costs incurred while defending lawsuits.
- Coverage may be written on a stand-alone basis or as part of a package policy
- Limits up to $10,000,000 are available
- Automatic coverage for new entities
- Broad Insured definition
- "Duty to Defend" any lawsuit and investigate any claims for coverages provided by our policy
- "Pay on behalf of" protection
- Defense costs are in addition to limits
- Separate limits for:
- Each Occurrence
- Products Completed
- Operations Aggregate
- General Aggregate
- Follow form application limits
- Broad definitions of bodily injury and personal injury
- Worldwide protection