Know the people who know workers’ comp.®

Summit provides independent insurance agents and their clients with market-leading workers’ comp insurance and elite customer service. We’re growing, currently serving more than 7,000 independent agents and 31,000 policyholders across 17 states in the South, Midwest, and Mid-Atlantic. 

Our strength comes from a single-minded focus on workers’ comp and a commitment to long-term customer relationships. Summit is who you turn to when you need a specialist who not only knows workers’ comp but also gets to know your business and your priorities. 

Our field team members are located in every state in which we operate. We’re not a faceless corporation with distant headquarters. We’re part of the fabric of local communities.

As the world becomes increasingly impersonal, Summit offers a customer experience based on relationships and personal service. You’ll always be able to speak to a real human being. You’ll always receive timely answers you can trust. 

Insurance agents, policyholders, and injured employees can count on three things from Summit: 

  • More Access. Our team members are not only specialists in the field but they’re easy to reach and highly responsive when you need answers.
  • More Know-how. You’ll get better answers from real experts and industry veterans who know workers’ comp, your business, your customers, and your region.
  • More Commitment. You’ll have collaborators who go the extra mile to serve you and who are willing to solve problems that others usually can’t.

Our Companies

Summit manages the day-to-day operations of six workers’ compensation insurance carriers.

Bridgefield Casualty Insurance Company, rated “A+” (Superior) by AM Best Company, is a Summit affiliate offering coverage in Alabama, Arkansas, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Mississippi, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia.

Bridgefield Employers Insurance Company, rated “A+” (Superior) by AM Best Company, is a Summit affiliate offering coverage in Alabama, Arkansas, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Mississippi, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia.

Bridgefield Indemnity Insurance Company, rated “A+” (Superior) by AM Best Company, is a Summit affiliate offering coverage in Alabama, Arkansas, Delaware, Georgia, Illinois, Indiana, Kentucky, Louisiana, Mississippi, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia.

BusinessFirst Insurance Company, rated “A-“ (Excellent) by AM Best Company, is a stock insurance company managed by Summit. Coverage available in Florida, Georgia, Indiana, Kentucky, North Carolina, South Carolina, Tennessee, and Virginia. BusinessFirst Insurance Company and affiliate RetailFirst Insurance Company make up RetailFirst Insurance Group.

RetailFirst Insurance Company, rated “A-“ (Excellent) by AM Best Company, is a stock insurance company managed by Summit. Coverage available in Florida. RetailFirst Insurance Company and affiliate BusinessFirst Insurance Company make up RetailFirst Insurance Group.

Retailers Casualty Insurance Company, rated “A-“ (Excellent) by AM Best Company, is a stock insurance company managed by Summit. Coverage available in Alabama, Arkansas, Louisiana, Mississippi, Oklahoma, and Texas.

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