There are more than 350 breeds of horses and just about as many ways to include them in our lives. Horse owners expect their horses to perform with strength and grace. They should expect the same from their insurance carrier.

What should horse owners consider when choosing equine insurance protection?

Horses are an ongoing investment for those who own one pleasure horse to those who own a barn full of thoroughbreds. Risks to those who own horses can include everything from an illness to damage to a horse building.

Coverage considerations include:

  • Equine mortality coverage that can be stacked to make a policy customizable for specific situations.
  • Liability for both bodily injury and property damage to others.
  • Coverage for events, meetings and fundraisers that can be written on either an annual or short-term basis.

To learn more about our coverage for horse owners, select a division below to see its specialized products and services.

Specializes in providing coverage for full-time operating farms and ranches, and agricultural operations nationwide; proud to be insuring farm and ranch operations for over 100 years.

One of the world’s leading providers of equine mortality insurance and related coverages through professional equine independent agents.

Specializes in providing fidelity/crime insurance for commercial entities, financial institutions and government entities; also offers specialized products including kidnap, ransom and extortion, as well as armored care and fine art.


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