The Binding Authority Unit provides general liability insurance through surplus lines wholesalers.  Contracted binding authority producers are granted the authority to quote, bind and issue policies of insurance in accordance with our underwriting guidelines.  Each submission receives its initial review in the Binding Authority Unit and is then forwarded to either the Binding Unit or the Middle Market Unit, depending on which unit is best suited to handle it.

Binding Authority is comprised of the Binding Unit and the Middle Market Unit.

Binding Unit

Limits of Insurance

  • $1,000,000 Each Occurrence
  • $2,000,000 General Aggregate
  • $2,000,000 Products Aggregate
  • Our underwriting guidelines address all ISO classes and describe the specific authority granted for each class.

    Middle Market Unit

    The Middle Market Unit writes general liability insurance and, on a limited basis, professional liability insurance, on a brokerage basis for classes of business that exceed the authority granted in the underwriting guidelines.