When it comes to your business, you have a lot on the line. And out of all your assets, your employees are the most important. You wouldn't hand over your company bank account number, credit card or cash register, so why would you hand over your employees' well-being? You can take control!

In the case of a workplace injury, getting employees back to work and protecting your business are top priorities. The Texas Workers' Compensation system is voluntary, giving employers the option to provide an alternative insurance program to cover on-the-job injuries. An employer that chooses to opt out of the Texas Workers' Compensation is a Nonsubscriber.

As a Texas Nonsubscriber, you can purchase Primary Employer's Indemnity Coverage to help protect your assets. With Great American at your side, Texas Nonsubscription is easier than you think. Let us assist you with the paperwork and make sure you are complying with the law.

Three Components Are Needed and We Are Here To Help!

  1. Benefit Plan - We'll guide you through the process of preparing your benefit plan. An ERISA qualified plan tells employees about eligibility, benefits, limits and more.
  2. Policy - An insurance policy helps reduce the impact of serious injuries on your assets and assists with legal expenses. You have the flexibility to customize the benefits provided in the policy to fit your unique needs.
  3. Claims Administration - You need assistance with the administration of the benefit plan and the handling of claims. Our Great American Claims Team has experience in this area. From overseeing medical management on your behalf, to ensuring automated systems are in place to track payments as they accumulate to your SIR, to delivering stellar customer service to assure your employees get the best care available.

It's easier than you think!

  Texas Nonsubscriber Overview