Great American offers coverages to meet various public sector risks. We are committed to providing customized insurance programs that meet the unique risk management of public entities. Our specialists will tailor our insurance and reinsurance products to meet your specific needs.

Casualty Coverage Highlights

  • Up to $20 million capacity for risks attaching $10 million or higher
  • General liability
  • Automobile liability
  • Police professional
  • Public officials
  • School board errors & omissions
  • Incidental medical malpractice
  • Employment practices liability
  • Buy-back abuse/molestation
  • Employee benefits
  • Buffer Workers' Compensation
    • Offers limits up to $2 million
    • Self-insured retention as low as $250,000

Property Coverage Highlights

  • Capacity up to $100 million
  • Earthquake capacity up to $100 million
    Lesser capacity in New Madrid zone, AK or HI
    Not available in CA
  • Flood capacity up to $100 million
    Lesser capacity and adjusted attachments required for Zone A and 100-year flood exposure areas
  • Coverage for acts of terrorism
    Excludes NCBR
  • Machinery and equipment breakdown (M&E)