You can customize your policy with a variety of endorsements that increase your coverage and provide even more peace of mind.


This flexible endorsement can be attached to your physical damage policy for an additional premium and can be tailored to fit your individual needs. (Available on Motor Carrier Sponsored Programs only)

  • Diminishing Deductible: How does no deductible sound to you? Be rewarded for safe driving! For every loss-free year, the original deductible will decrease by 25% until the deductible reaches $0.
  • Single Deductible: When a tractor and trailer are insured under the same policy and damages result from the same covered loss, you'll pay only one deductible.
  • Downtime/Rental Reimbursement: We know that when your truck is down, you're not making money. This enhancement provides benefits that pay while your truck in down; subject to a short waiting period.
  • Personal Effects: Protect your personal property with coverage for the personal belongings you have inside your truck.
  • Electronic Equipment: In today's world, your electronics are an integral part of your business success. This covers the electronic equipment inside your truck.
  • Tarps, Chains and Binders: The cost of replacing additional equipment can quickly add up. With TruXpro this is covered.

Deductible Buyback

Lease contracts may require Owner Operators/Independent Contractors to take on the deductibles of the Motor Carrier's trailer, cargo and Physical Damage Liability. That can lead to significant, multiple expenses in the case of a loss.

This affordable endorsement actually steps in to pay the additional deductibles on behalf of the driver. The low monthly fee offsets a potentially expensive settlement, which is good for the driver. And the Motor Carrier benefits because it receives timely and full payment for a covered loss.