A fixed-indexed annuity gives you the opportunity to earn interest based, in part, on the positive change of a market index.

Here are some things to know as you consider a fixed-indexed annuity:

  • With a fixed-indexed annuity, you won't lose your money, regardless of index performance, unless you withdraw money or surrender your annuity during the early withdrawal period.
  • Your indexed interest is credited to your annuity at the end of each term.
  • Many of our fixed-indexed annuities offer optional riders that can provide guaranteed income for life or additional death benefit options for your beneficiaries. There are annual charges for these riders.

Fixed-indexed annuities are sometimes referred to as equity-indexed annuities.