Our underwriters not only supply you with what you need to know, we provide valued insight on how to better inform your clients about managing their risks​.

Environmental Insurance for a Full Range of Risks and Industries

Great American’s Environmental Division offers an exclusive focus on environmental insurance solutions to a wide variety of commercial customers.  Our core products and services enable businesses to effectively and efficiently manage risks that can threaten their financial security.

The experts of Great American’s Environmental Division can uncover the hidden risks in your client’s operations and develop a custom program to protect them. We offer a complete portfolio of environmental insurance products, including contractor’s and fixed premises pollution liability insurance products.

Environmental liability can be highly complex, but Great American’s dedicated environmental claims handling unit and nationwide network of emergency response firms, remediation contractors and environmental attorneys provide the technical expertise and responsiveness you need to provide your customers with comprehensive risk management. We invite you to learn more about us.

Environmental Products Overview Brochure
Insurance Ad - Working for You
Insurance Ad - Good Grip

Products:

Capacity: $35 million / $70 million aggregate

Claims Services
Broker Appointment Forms 

Environmental Claims Scenarios

Twenty-four contracting services environmental claim scenarios
Twenty-eight premises environmental claim scenarios

The Environmental Advisor is our newsletter, touching on topical issues and developments and enabling you to get to know the Great American Insurance Group's Environmental Division a little better.

The Environmental Advisor, November 2011
The Environmental Advisor, March 2011
The Environmental Advisor, November 2010
The Environmental Advisor, August 2010  

Premises Environmental Liability Insurance Policy
Covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with a covered location on a claims-made basis. It also covers an insured pollution liability arising from Non-Owned Disposal Sites, Transportation of products or waste, and incidental Contracting Services.

Premises Policy Fact Sheet
Premises Environmental Liability Insurance Policy
Application for Environmental Insurance
Supplemental Application for Premises Environmental Liability Insurance
Renewal Application for Premises Environmental Liability Insurance Policy

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Indoor Air Quality and Mold Liability Insurance Policy
Covers bodily injury, property damage, legal expenses and building related clean-up costs resulting from pollution conditions on, at, or within a building on a Covered Location.

Indoor Air Quality and Mold Policy Fact Sheet
Indoor Air Quality and Mold Liability Insurance Policy
Application for Environmental Insurance
Supplemental Application for Indoor Air Quality and Mold Liability Insurance

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Contracting Services Environmental Liability Insurance Policy
Covers bodily injury, property damage, legal expenses and clean-up costs resulting from  pollution conditions associated with Contracting Services. This policy also provides coverage for liability associated with Non-Owned Disposal Sites, Transportation of the insured's products or waste, and Owned Locations.

Contracting Services Policy Fact Sheet
Contracting Services Environmental Liability Insurance Policy
Application for Environmental Insurance
Supplemental Application for Contracting Services Environmental Liability Insurance-General and Specialty Contractors
Supplemental Application for Contracting Services Environmental Liability Insurance-Environmental Consultants and Contractors
Renewal Application for Services Accounts

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Contracting Services Project Specific Environmental Liability Insurance Policy
Covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with Contracting Services for a specific project. This policy also provides coverage for liability associated with Non-Owned Disposal Sites and Transportation of the insured's products or waste.

Contracting Services Project Specific Policy Fact Sheet
Contracting Services Project Specific Environmental Liability Insurance Policy
Application for Environmental Insurance
Supplemental Application for Project Specific Contracting Services Environmental Liability Insurance

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Professional and Contracting Services Environmental Liability Insurance Policy
Covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with Contracting Services. This  policy also provides coverage for liability associated with Acts, Errors and Omissions arising from Professional Services. It can also provide coverage for liability associated with Owned Locations, Non-Owned Disposal Sites, and Transportation of the insured's products or waste.

Professional and Contracting Services Policy Fact Sheet
Professional and Contracting Services Environmental Liability Insurance Policy
Application for Environmental Insurance
Supplemental Application for Professional and Contracting Services, Environmental Liability Insurance and Professional Plus and Contracting Services-Environmental Liability Insurance-General and Specialty Contractors
Renewal Application for Services Accounts

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Closure and Post Closure Financial Assurance Policy
Provides a financial assurance mechanism to meet the needs for the closure and/or post closure costs of a regulated waste facility.

Closure and Post Closure Financial Assurance Policy Fact Sheet
Closure and Post Closure Financial Assurance Policy Solid Waste Management Facility(ies)
Closure and Post Closure Financial Assurance Policy Hazardous Waste Facility(ies)
Closure and Post Closure Financial Assurance Renewal Application
Application for Environmental Insurance
Supplemental Application for Closure and Post Closure Financial Assurance

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Excess Environmental Liability Insurance Policy
Covers bodily injury, property damage, legal expenses, and clean-up costs resulting from pollution conditions and professional services that are covered under the primary underlying policy.

Excess Policy Fact Sheet
Excess Environmental Liability Insurance Policy
Application for Environmental Insurance

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About Our Environmental Division
Great American’s Environmental Division is part of Great American Insurance Group, based in Cincinnati, Ohio, which traces its roots back to 1872 with the founding of its lead insurer, Great American Insurance Company. Great American Insurance Company has maintained a rating of “A” (Excellent) rating or higher from A.M. Best Company for over 100 years.* Our financial strength and stability are your assurance of our long-term commitment to the environmental sector. 

*As of March 29, 2012.

Claims Services
The Environmental Division's specialized environmental claims handling capabilities include claims managed by attorneys with extensive relevant experience,  a 24/7/365 capability to respond to your environmental emergencies with access to a nationwide network of consultants and remediation contractors, and a proven network of attorneys specializing in environmental matters. Claims management by the Environmental Division provides the technical expertise needed for every claim situation in a cost-effective manner with the personal attention, professionalism,  and responsiveness you deserve.

Notice of Claims Form

Broker Appointment Forms

All products are underwritten by one of the following surplus lines insurance subsidiaries of Great American Insurance Company:
 
 

Click on the names of the underwriting insurers above for the insurance authority, by state, of each insurer.

The main administrative offices of these companies are located at:

301 E Fourth Street
Cincinnati, OH 45202-4201

The insurance product descriptions in the website are summarized.  Please refer to the actual policy declarations and policy form for a complete description of all applicable terms, conditions, limitations and exclusions.

The insurance products described in this website may not be available in all jurisdictions.  The information presented on this website is not intended as a solicitation or offer to sell any insurance product in any jurisdiction in which such solicitation or offer, or any sale or purchase of the described insurance products would be unlawful under the insurance laws and regulations of such jurisdiction.

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American Financial Group
(AFG)
is a holding company
based in Cincinnati, Ohio. It is a
Fortune 500 company whose
common stock is listed on the
New York Stock Exchange and
NASDAQ. The members of
Great American Insurance
Group are subsidiaries of AFG.
Corporate Headquarters
Great American Insurance Group Tower
301 E Fourth Street
Cincinnati, OH  45202
1-513-369-5000