Contracting Services Environmental Liability Insurance Policy
Covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions associated with Contracting Services. This policy also provides coverage for liability associated with Non-Owned Disposal Sites, Transportation of the insured’s products or wastes and Owned Locations.
This policy is suitable for many contractors, including:
- General Contractors
- Construction Managers
- Specialty Trades, including but not limited to:
- Drywall
- Painting / Coating
- Electrical
- Heating, Ventilation and Air Conditioning (HVAC)
- Plumbing
- Mechanical
- Glazier / Curtain wall
- Masonry / Concrete
- Street and Road
- Heavy Highway
- Roofing
- Utility
- Excavation / Grading
- Steel Erection
- Pile Driving
- Demolition
- Alternative Energy
Policy Benefits:
- 100% additional legal expense up to $5 million limits
- Contracting services, including mold, coverage provided on an occurrence basis
- Emergency Response Costs coverage with no sub-limits
- Includes completed operations coverage
- Broad definition of Insured includes the client of the insured when required by written contract
- Occurrence non-owned disposal sites coverage on an unscheduled basis
- Occurrence in-bound and out-bound first- and third-party transportation coverage
- On- and off-site sudden and accidental Pollution Legal Liability for a pollution condition at a covered location
- Mediation credit
- Punitive, multiplied, or exemplary damages, and civil fines, penalties and assessments, where insurable by law
- Includes Waiver of Subrogation when required by contract
- Public Relations Expense is provided in addition to Limits of Liability
- No separate insured project exclusion
- Replacement Costs include Green Building Materials
- No fault workmanship exclusion
Policy Features:
- Limits of Liability up to $50 million each pollution condition/$100 million aggregate
- Multi-year terms available
- Available on admitted and non-admitted paper
Our Strengths:
- Exceptional service
- Expert Underwriting staff
- Collaborative and solutions oriented
- In-house claims team of licensed attorneys specializing in contractor’s pollution liability claims handling
- In-house Risk Engineering offering valued added services to our Insureds
- 24/7 Emergency Response support program for all Insureds
- AM Best Rating of A or better for over 110 years
Submission Requirements:
- Application for Contracting Services Environmental Liability Insurance
- Most recent five (5) years loss history
Do you have small contracting clients? Check out Contractors ProProtect, our newest program offering pollution and professional liability coverage for specialty contractors with revenues up to $25,000,000.
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