Because you are buying a promise, you want to know that the insurance company you choose is financially strong. One way to judge this is by the ratings assigned by outside rating agencies.

Major rating agencies issue public ratings on the insurance companies within the Great American Insurance Group. Financial strength or claims-paying ability ratings apply to individual insurance companies. The rating criteria and designations vary for each agency. Visit the agencies' websites for information about the rating agencies and their rating processes.

Annuity Group

AM Best1Standard & Poor's2Moody's3
Annuity Investors Life Insurance CompanyA+ (Superior)A+Not Rated
Great American Life Insurance CompanyA+ (Superior)A+A2

Specialty Property & Casualty Insurance Group​ ​ ​ ​​ ​ ​​ ​​ ​ ​​ ​ ​​ ​ ​​ ​​ ​ ​ ​

Great American Insurance Company (lead)A+ (Superior)A+A1
Great American Alliance Insurance CompanyA+ (Superior)A+A1
Great American Assurance CompanyA+ (Superior)A+A1
Great American Casualty Insurance CompanyA+ (Superior)A+​A1
Great American Contemporary Insurance CompanyA+ (Superior)A+A1
Great American E & S Insurance CompanyA+ (Superior)A+​A1
Great American Fidelity Insurance Company​A+ (Superior)​A+A1
Great American Insurance Company of New YorkA+ (Superior)A+A1
Great American Protection Insurance CompanyA+ (Superior)A+A1
Great American Security Insurance CompanyA+ (Superior)A+A1
Great American Spirit Insurance CompanyA+ (Superior)A+A1
American Empire Surplus Lines Insurance CompanyA+ (Superior)A+Not Rated
American Empire Insurance CompanyA+ (Superior)A+Not Rated
​Mid-Continent Casualty Company (lead)A+ (Superior)A+Not Rated
​Mid-Continent Assurance CompanyA+ (Superior)A+Not Rated
​Mid-Continent Excess and Surplus Income CompanyA+ (Superior)Not RatedNot Rated
​​Oklahoma Surety CompanyA+ (Superior)A+Not Rated
​Republic Indemnity Company of America (lead)A+ (Superior)A+A3
​​Bridgefield Casualty Insurance CompanyA+ (Superior)A+Not Rated
​Bridgefield Employers Insurance CompanyA+ (Superior)A+Not Rated
​​Republic Indemnity Company of CaliforniaA+ (Superior)A+Not Rated
​​National Interstate Insurance Company (lead)A+ (Superior)Not RatedNot Rated
​​​National Interstate Insurance Company of HawaiiA+ (Superior)Not RatedNot Rated
​​​​Triumphe Casualty CompanyA+ (Superior)Not RatedNot Rated
​​​​Vanliner Insurance CompanyA+ (Superior)Not RatedNot Rated

International Operations

​El Águila, Compañía de SegurosA- (Excellent)Not RatedNot Rated
Great American International Insurance (EU) DACNot RatedA+Not Rated
Great American International Insurance (UK) Ltd.Not RatedA+Not Rated
  • 1AM Best rating upgraded for Great American Life Insurance Company, Annuity Investors Life Insurance Company, Republic Indemnity Company of America, Republic Indemnity Company of California, Bridgefield Casualty Insurance Company and Bridgefield Employers Insurance Company, and ratings for all other domestic companies affirmed, on October 28, 2020. El Águila AM Best rating affirmed November 19, 2020. AM Best rating of "A+" (Superior) is second of 16 ratings; "A-" (Excellent) is fourth of 16 ratings.
  • 2Standard & Poor’s rating affirmed March 4, 2021. Standard & Poor's rating of "A+" is fifth of 22 ratings.
  • 3Moody's rating affirmed January 28, 2021. Moody's rating of "A1" is fifth of 21 ratings; "A2" is sixth of 21 ratings; "A3" is seventh of 21 ratings.