Be ready when life happens. These real situations illustrate the variety of environmental exposures that could just as easily have affected your customers! We hope these assist as you discuss your risk management strategy with clients. Please contact your underwriter or environmentalmarketing@gaig.com if there are specific scenarios you would like to see!

Check out the latest featured claims scenarios in the Environmental Insider.


Agriculture accounts for 70% of the water withdrawn from global ground sources, yet plays a major role in water pollution.

Great American can help protect commercial lenders – empowering financial institutions to not only be made whole in the default of a loan should there be a known environmental issue, but it also affords lenders several options to accomplish this.

While healthcare facilities face environmental risks similar to many large businesses, they must also address industry-specific exposures including Legionella, mold and disposal of hazardous waste.

Mold contamination continues to be a hot topic in the world of insurance. There has been an increased number of claims related to mold exposure over the last decade.

The damage caused by natural disasters such as floods, earthquakes, rainstorms and landslides is not always covered under the typical property damage policy.

Manufacturers and distributors of various products can carry the risk of their products causing a pollution condition leading to bodily injury, property damage, and environmental damage.

Unlike the focus in the past of regulating known and common environmental contaminants, current trends are to focus on emerging contaminants in order to address initial known problems and prevent anticipated future environmental problems.

Redevelopment of any property carries inherent risks of identifying some pre-existing unknown pollutant.

Life is full of unprecedented situations. From natural catastrophes to unexpected robberies, your customers’ business operations face many unpredictable threats that can result in environmental exposures.

Any customer class that owns or operates a landfill, waste treatment unit or a Hazardous Waste Treatment, Storage or Disposal facility is often required to post financial assurance costs to meet the regulatory guidelines.

Much like commercial and industrial operations, public entities and municipalities may face financially threatening environmental hurdles requiring pollution protection. As public entity exposures, such as contaminated public water supplies, continue to intensify, the need for enhanced environmental insurance becomes imperative.

More scenarios are constantly being added. Subscribe to our Environmental Insider to catch the newest scenarios available.


Riskopolis Series

Take a look at the lurking dangers contractors may face - are your customers protected from exposures like these?

There are many potential risks utility contractors specializing in sewer, gas and electrical operations face in their line of work. Are your contractors clients protected from these lurking environmental dangers?

Can you spot the 10 environmental risks hiding in this multipurpose building?​ Take a look at the lurking dangers and make sure your customers are protected.

Take a look at the lurking dangers in Riskopolis - are your customers protected from all the exposures?

The logistics industry poses many hazards. Whether at the warehouse or through transportation management, there are countless environmental concerns that require proper coverage. Are your warehouse clients protected against these environmental dangers that could be lurking?​

Can you spot the environmental risks hiding in the scene below? Take a closer look at each one by clicking on the numbers.​

Additional Claims Resources