Manufacturing Facilities

Be ready when life happens. These manufacturing facility situations illustrate the variety of environmental exposures that could affect your customers!

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Pollution


Pollution incident

Pollution Incident from Tank Failure

A storage tank containing a chemical solvent ruptures overnight, leaking into the stormwater system and contaminating a nearby creek. The company faces environmental cleanup costs and regulatory fines.


Contaminated waste

Contaminated Waste Discovery During Expansion

While excavating land for a new production wing, workers uncover buried drums of hazardous waste from a previous operation. The site is shut down for remediation, delaying construction and incurring significant environmental liability.


Transportation hazard

Transportation-Related Pollution

A truck transporting waste solvents overturns on a highway, spilling contents into a drainage system. Emergency response and environmental cleanup costs are incurred, along with potential third-party claims.


General Liability


Third-party injury

Third-Party Contractor Injury

A subcontractor performing electrical work falls from scaffolding due to improper anchoring. The contractor is not covered under workers’ comp, leading to a third-party liability claim against the facility.


Forklift

Forklift Accident – Property Damage

A forklift operator accidentally backs into a vendor’s parked vehicle during unloading, causing damage to the vehicle.


HVAC system failure

Product Damage Post-Distribution

A manufactured part used in HVAC systems fails, causing water damage in a commercial building.


  Download the GLIDER Manufacturing Claim Scenarios

Our team of experienced underwriters, dedicated claims handling unit and technical support staff understands the unique environmental exposures depicted above and can help tailor a policy to find acceptable coverage and claim solutions for your clients!

The claim scenarios in this newsletter are provided to illustrate the variety of environmental exposures faced by your clients. The facts of any situation which may actually arise and the terms, conditions, exclusions, and limitations in any policy in effect at that time are unique. Thus, no representation is made that any specific insurance coverage applies to the above claim scenarios.

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