Warehouse/Distribution Facilities

Be ready when life happens. These warehouse/distribution facilities situations illustrate the variety of environmental exposures that could affect your customers!

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Pollution


HVAC System with fan, graphic

Airborne Pollutant Release from HVAC System

A malfunctioning HVAC system circulates airborne pollutants from stored volatile chemicals throughout the facility and into the surrounding area. Employees and nearby residents experience health effects from inhaling the toxic fumes, requiring treatment. Employees and nearby residents experience health effects from inhaling the toxic fumes, requiring treatment.


House on fire

Battery Storage Fire and Toxic Smoke

A fire breaks out in a section of the warehouse storing lithium-ion batteries. The resulting smoke contains toxic substances that affect neighboring properties. The warehouse operator faces cleanup costs and third-party exposure claims.


Forklift

Pollution from Forklift Accident

A forklift operator accidentally punctures a drum of cleaning fluid, causing a spill in the parking lot that enters the storm drain. Environmental authorities issue fines and mandate cleanup.


General Liability


Property damage

Property Damage to Neighboring Building

A fire originating from a section of the warehouse storing lithium-ion batteries spreads to a neighboring tenant’s unit in a shared industrial complex, causing significant property damage.


Loading dock injury

Vendor Injury on Loading Dock

A third-party vendor falls off a loading dock while unloading goods, suffering a back injury. The vendor’s employer disputes coverage, leading to a liability claim against the warehouse.


Customer box injury

Customer Injury

A customer touring the facility is struck by a box that falls from a high shelf due to improper stacking and suffers a head injury.


  Download the GLIDER Warehouse/Distribution Facilities Claim Scenarios

Our team of experienced underwriters, dedicated claims handling unit and technical support staff understands the unique environmental exposures depicted above and can help tailor a policy to find acceptable coverage and claim solutions for your clients!

The claim scenarios in this newsletter are provided to illustrate the variety of environmental exposures faced by your clients. The facts of any situation which may actually arise and the terms, conditions, exclusions, and limitations in any policy in effect at that time are unique. Thus, no representation is made that any specific insurance coverage applies to the above claim scenarios.

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