Satisfying Umbrella and Excess Liability Coverage Needs

Our experienced underwriting staff has a comprehensive knowledge of liability hazards, emerging trends, structured pricing, and familiarity with forms and coverage requirements. Focused on long-term relationships, we listen to our clients’ insurance needs and work with them to satisfy their special capacity requests.

Our specialized coverage products include:

  • Excess capacity over a qualified Self-Insured Retention (SIR) program, captives and risk retention groups
  • Absolute aggregate limit on SIR with special considerations
  • Long-term construction projects
  • Named peril and time element pollution
  • Occurrence reported coverage

Our standard policy coverages include:

  • Umbrella Liability
    • Automatic coverage for new entities
    • Contractual coverage included
    • Broad insured definition
    • Broad property damage coverage
    • Broad definition of bodily and personal injury
    • Worldwide Protection
  • Excess Liability
    • Follow form coverage
    • Written as excess over primary or umbrella
    • Defense costs provided in addition to limits
    • Admitted coverage in all 50 states and D.C. with ability to provide non-admitted coverage as needed