Wrong Place, Wrong Time – Gas Stations
Be ready when life happens. These gas station situations illustrate the variety of environmental exposures that could affect your customer!
Fuel Spill During Tank Installation
A contractor is hired to install new underground storage tanks at a service station. During the installation, a fuel line is accidentally punctured, causing a significant fuel spill. The spill contaminates the soil and groundwater, requiring extensive cleanup efforts. The contractor is held liable for the environmental damage and cleanup costs.
Improper Disposal of Hazardous Waste
A contractor improperly disposes of hazardous waste materials from a service station renovation project. The improper disposal leads to soil and water contamination at a nearby site. The contractor faces legal action and is responsible for the cleanup and associated legal costs.
Release of Asbestos During Demolition
During the demolition of an old service station building, asbestos-containing materials are disturbed and released into the air. The release poses health risks to workers and nearby residents. The contractor is liable for the remediation of the asbestos contamination and any health claims.
Leak from Underground Storage Tanks
An underground storage tank at a service station develops a leak, releasing gasoline into the surrounding soil and groundwater. The service station owner is responsible for the cleanup of the contaminated soil and groundwater, as well as any third-party property damage claims.
Spill During Fuel Delivery
During a routine fuel delivery, a hose disconnects, causing a large spill of gasoline on the premises. The spill requires immediate cleanup to prevent further environmental damage. The service station owner is liable for the cleanup costs and any fines imposed by environmental agencies.
Vapor Intrusion from Contaminated Soil
Contaminated soil beneath a service station leads to vapor intrusion into the building, affecting indoor air quality. The service station owner must address the contamination and mitigate the vapor intrusion to ensure the safety of employees and customers. This includes cleanup costs and potential health claims.
Our team of experienced underwriters, dedicated claims handling unit and technical support staff understands the unique environmental exposures depicted above and can help tailor a policy to find acceptable coverage and claim solutions for your clients!
