Sprinkler Systems and Fire Safety
Understanding the intricacies of fire sprinkler systems is important to help ensure safety and minimize risks. Our recent webinar delved into the vital role these systems play in protecting lives and property. From the initial blueprint stage to ongoing maintenance and their impact on underwriting, our experts provided a comprehensive overview that highlighted both the technical and practical aspects of fire sprinkler systems. Join us as we explore the key insights and takeaways from this informative session, designed to equip you with the knowledge needed to enhance fire safety in your own environments.
Presenters
- Jared Bishop, Divisional Assistant Vice President of Loss Control at Great American Insurance Group, introduced the session and facilitated the discussions.
- Chris Harner, Loss Control Consultant at Great American Insurance Group, provided an in-depth look at sprinkler system life safety code plan reviews and maintenance. He highlighted the critical stages of planning and maintaining sprinkler systems, using real-life examples to illustrate the potential consequences of inadequate planning and maintenance.
- Katie Kazemi, Divisional Senior Vice President of Great American’s Property & Inland Marine Division, discussed the impact of sprinkler systems on the underwriting process. She explained how underwriters assess the effectiveness of sprinkler systems and the role of ISO sprinkler grading.
Key Insights and Takeaways
- Sprinkler System/Life Safety Code Plan Review
- Importance of Early Planning: Emphasized the significance of addressing sprinkler system requirements at the blueprint stage of building construction.
- Case Studies: Illustrated the consequences of inadequate planning with real-life examples.
- Sprinkler System Maintenance
- Regular Testing and Inspection: Highlighted the necessity of regular maintenance, including main drain tests, control valve operations, and alarm line tests.
- Sprinkler Head Testing: Detailed the intervals for testing different types of sprinkler heads to help ensure functionality.
- Impact of Sprinkler Systems on the Underwriting Process
- Sprinkler Grades: Explained the role of ISO sprinkler grading in underwriting decisions.
- Protective Safeguard Warranty Endorsement: Discussed the endorsement that requires insureds to maintain and engage their sprinkler systems.
- Code Compliance: Discussed the potential costs of upgrading sprinkler systems to meet current codes after a major loss.
