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Introducing Contactors ProProtect

A yellow construction helmet resting on a desk cluttered with papers and tools, with two people shaking hands in the blurred background, suggesting a professional agreement or collaboration in a construction or engineering setting.

Great American Environmental Announces New Program and Quoting Tool for Professional Liability and Contractor Pollution Liability for Small Business Contractors

The Environmental Division of Great American Insurance Group is thrilled to announce the newest addition to its suite of environmental programs. Contractors ProProtect was created for construction contractors with annual revenues less than or equal to $25,000,000. A variety of construction trades are eligible for Contractors ProProtect, such as general contractors, excavation contractors, electricians, plumbers and more.

Contractors ProProtect provides a convenient and cost-effective way to satisfy the professional liability and pollution liability insurance requirements typically required by project owners. This program includes coverage for cleanup costs, bodily injury, property damage and legal expenses. Contractors can opt to obtain pollution liability coverage alone or conjointly with professional liability coverage. Coverage is also provided for waste disposal and transportation exposures.

“I am very excited to present this quick, convenient and cost-effective tool to our brokers, agents and their clients,” said Kirk Davenport, Environmental Division Vice President and Senior Executive Underwriter. “Contractors ProProtect provides a comprehensive coverage package designed to satisfy contractual obligations now being required of construction contractors. Contractors ProProtect also fills in numerous coverage gaps left open by general liability, builders risk and other casualty insurance products.”

This program also provides unique enhancements with coverage for emergency response costs, first party discovery for contractors pollution liability, and mediation credits.

Coverage Details

  • Policy term: 1 year
  • Limits: up to $5M
  • SIR: $5,000-$25,000
  • Minimum premium: $5,000 for CPL/PL, $4,500 for CPL only

Online quoting capabilities associated with the Contractors ProProtect program provide brokers with a quick and efficient way to obtain quotes for their clients. After completing the fully electronic quoting process, brokers will receive a quote within a matter of minutes. Every policy issued through Contractors ProProtect is thoroughly reviewed by Great American Environmental’s experienced underwriting team, ensuring informed decisions are made on coverage that affects not only insureds, but their clients and employees as well.

“The online platform has been thoughtfully designed with a strong focus on our brokers’ needs,” said Richard Viglianese, Environmental Division Assistant Vice President. “When we set out to build this online tool, we knew that we had to deliver the same high-quality product and service our customers have come to expect from Great American.”

Great American Environmental is a strong, respected carrier committed to strategic growth within its established markets through the addition of relevant and valuable coverage for clients. Great American's Environmental Division can capitalize on the fact that while the division has become larger, stronger, and more flexible than at any point in its history, its culture and values have not changed. Even as the division continues to grow, the commitment to maintaining its values-based, collaborative culture remains at the forefront of our business strategy.

Underwriting Contact

Bjorn Gundersen
[email protected]

Media Contact

Kelsey Hill
[email protected]

Submission Requirements

  • Classes of contracting services performed
  • Breakdown of project delivery methods and professional services
  • Type of projects (industrial, apartments, hospital, single-family, etc.)
  • Annual revenue for the current year and projected annual revenue for the upcoming year.

Great American's Environmental Division is comprised of a team of experts who can help uncover the hidden risks in your clients' operations and develop a custom program to help protect them. We offer coverage to a wide variety of commercial operations - for both new and historical conditions, both on and offsite, and for gradual and sudden events.

Our smart underwriting, timely claims handling and exceptional service has allowed us to become the provider of choice for our clients and one of only a handful of carriers to serve the industry for over a dozen consecutive years. Great American's dedicated Environmental Division is proud to work with you on what we value the most: doing our part to keep your business strong and, in turn, our world clean for generations to come.