Innovative Markets offers differentiated and first-of-kind solutions for complex, emerging and evolving risks.

Complex, emerging and evolving risks do not have standard insurance solutions. To help clients address such risks, we seek to understand their unique challenges and what is important to them as we work together to tailor a solution.

Our customized programs include admitted or surplus line insurance coverage combined with tailored loss control and claims services. We will consider partial delegated underwriting and claims authority, as well as producer captives.

Examples of our innovative products and programs include:

Ecological Restoration & Conservation

Specialized, multiyear performance bonds that meet the project-specific financial assurance requirements of federal and state regulators of wetland, stream, and nutrient buffer compensatory mitigation projects.

Intellectual Property Risk

  • Patent infringement defense expense coverage for manufacturers, sellers and users of technology.
  • Collateral protection coverage for lenders to growing technology companies with rich, intellectual property.

Unemployment Risk Solutions

A suite of liability and surety offerings for 501(c)(3) nonprofits, tribal governments and their entities, and public entities that provide customized and cost-saving risk transfer alternatives to state unemployment insurance tax systems.


Do you have an emerging or evolving risk? Contact us

Products