Coverage Corral
Excess Liability – What We Do and Don’t Write
To help you establish what our appetite is for Excess Liability, the following exposures would be considered for coverage:
- Barrel Racing
- Boarding
- Breed Registries
- Clinics
- Combined Driving
- Cutting
- Day Camps
- Despooking Activities
- Dressage
- Driving
- Equine Assisted Therapy
- Equine Professional Services Liability
- Equine Professional Sales Liability
- Equine Therapy/Rehab
- Endurance Rides
- Eventing/Cross Country
- Fox Hunts
- Goat Tying
- Halter
- Horse Shows
- Horse Sales
- Hunter/Jumper
- Hunt Clubs
- Individual Horse Owners
- Lessor’s Risk
- Mounted Orienteering
- Mutton Busting
- Obstacle Challenges
- Owned Horses
- Paraequestrian
- Personal Liability
- Pleasure (Western or English)
- Polo
- Pony Club Events
- Race Horse Owners
- Reining
- Rescues
- Riding Clubs
- Riding Instructions/Lessons
- Roping
- Saddleseat
- Sanctioning Bodies (Horse Show)
- Schooling Days/Trailer-In Schooling
- Show Jumping Teams
- Sidesaddle
- Team Penning
- Therapeutic Riding
- Trail Classes
- Training
The following are risks that we do not cover:
- Academic Schools
- Archery
- Mounted Riding
- Canine Operations
- Carnivals/Festivals/Fairs
- College or School-based Riding Programs
- Cowboy/Redneck Curling
- Dude Ranches
- Exotic Animals
- Extreme Mustang Makeover
- Farm Sitters
- Farriers
- Fire Obstacles
- Hauling for Hire
- Hay/Carriage/Sleigh Rides
- Horse Used as Transportation on Public Roads
- Horseball/Horse Soccer
- Hyperbaric chamber on the Premises
- Human Therapeutic Operations
- Jousting; Livery/Renting Out Horses to Others
- Night Watch
- Petting Zoos
- Polo Clubs
- Races Held on Premises
- Intercollegiate Horse Show Assoc/ISHA Shows; Saddle Fitting
- Shooting, Mounted
- Skijoring
- Steeplechase
- Steer Wrestling
- Surging/Horseboarding
- Trail Rides – Public
- Vaulting
- Veterinary Practices
Coverage description is summarized. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. Online portal may not be available at all times. Coverage not available in all states. Coverage is subject to underwriting. Refer to the actual policy for a full description of applicable terms, conditions, limits and exclusions. Policies are underwritten by Great American Insurance Company, Great American Insurance Company of New York, Great American Alliance Insurance Company, and Great American Assurance Company, which are authorized insurers in 50 states and the District of Columbia. The Great American Insurance Group eagle logo and the word marks Great American®, Great American Insurance Group®, AgriBusiness® and AgriPak® are registered service marks of Great American Insurance Company. © 2024 Great American Insurance Company, 301 E. Fourth Street, Cincinnati, OH 45202. All rights reserved. 5649-2-AGB-EQM (2/24)