Physical Damage Enhancements

You can customize your policy with a variety of endorsements that increase your coverage and provide even more peace of mind.

TruXpro*

This flexible endorsement can be attached to your physical damage policy for an additional premium and can be tailored to fit your individual needs.

• Diminishing Deductible
  For every loss-free year, the original deductible amount will decrease by 25% until it reaches $0
• Single Deductible
  When a tractor and trailer are insured under the same policy and damages result from the same covered loss, only one deductible will apply
• Downtime/Rental Reimbursement
  This coverage can offset costs associated with downtime and rental reimbursement, subject to a short waiting period
• Personal Effects
  Protection for personal belongings that are inside the truck
• Electronic Equipment
  Protection for electronic equipment that is inside the truck
• Tarps, Chains and Binders

Deductible Buyback

Lease contracts may require Owner-Operators/Independent Contractors to take on the deductibles of the Motor Carrier’s trailer, cargo and Physical Damage Liability. That can lead to significant, multiple expenses in the case of a loss.

Deductible Buyback can pay deductibles on behalf of the driver. The low monthly fee offsets a potentially costly settlement for the driver, and the Motor Carrier can feel comfortable knowing there is a financing source for payment of a covered loss.

*Available on Motor Carrier Sponsored Programs only