Equine Insurance: Coverage for Theft and More

A group of horses with riders, all equipped with bridles and wearing helmets, standing side by side. The focus is on the horse in the foreground, which could represent the valuable equine assets that owners seek to protect with mortality insurance

Whether an insured owns a Yellowstone cutting horse, an Olympic show jumper, a prized derby winner, or a humble family pet, horses deserve expert insurance coverage. Including theft, we also offer medical, surgical, and colic endorsements to support the health of the horse. We have one of the most comprehensive and unique product portfolios available for horse owners, as our coverages can also be stacked, making each policy customizable for a client’s specific situation. In addition to Full Mortality, we insure all aspects of the horse, including products customized for breeding programs such as Barrenness, Prospective Foal, Stallion Availability, and Accident, Sickness and Disease Infertility coverages.

While our coverage territory is the continental United States and Canada, we have options that can extend transit all over the world for those horses competing and breeding across the globe.*

That’s where Great American’s Equine Mortality division comes in.

Who we are

Housed in Ocala, Florida, which carries the trademarked title as “The Horse Capital of the World”, the Equine Mortality division prides ourselves in speaking the unique horse language, with 59% of our employees owning or having owned horses themselves. As one of the world’s leading providers of equine mortality insurance and related coverages, we are knowledgeable in all breeds, disciplines and uses such as racing, showing, cutting, dressage, hunter/jumper, driving, reining, pleasure riding and breeding programs. With the wide variety of horse breeds, disciplines and uses, it’s important our clients choose a carrier that understands the unique risks of every equine situation, which also extends to our in-house world class claims services.