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Even the most detailed construction plans can go awry. Construction companies can look to Great American to build custom coverage to protect workers and projects from the ground up.

What should construction companies consider when choosing construction insurance protection?

Your employees, equipment, materials and finances are just a few areas of your business that require special coverage. Our specialized construction and contractors’ insurance can help protect businesses from property damage lawsuits, equipment damage, theft, injuries, loss of business due to delays and more.

Construction Companies, Sub-Trades, and Supply Accounts We Serve

We offer construction insurance for mid-size and large construction businesses, including:

  • General contractors
  • HVAC companies
  • Electricians
  • Concrete work
  • Carpentry and floor work
  • Roofing, siding and sheet metal work
  • Specialty trades, such as masonry, stonework, tile setting and plastering

Types of Construction Insurance We Offer

Builders Risk Insurance
Construction Equipment Insurance
Motor Truck Cargo Insurance
Contractor Bid, Payment and Performance Bond
And more

Additional Construction Insurance Considerations

Whether a simple or complex project, construction companies want to know that their insurance carrier has a solid foundation on which to build. With Great American, you can expect specialized underwriting, solid financial strength, market leadership and personal service.

Learn more about Construction Insurance

To learn more about our construction insurance options, select a division below to see its specialized products and services.

Writes a wide range of surety products, including standard contract surety, commercial surety and miscellaneous non-contract surety and small fidelity bonds.

Specializes in general liability, inland marine, commercial auto and umbrella products, with a focus in the construction, energy and difficult to place industries.

Offers specialized insurance solutions to clients with monoline property and inland marine coverage needs in a variety of industries.

For Workers' Compensation coverage, select a division below to see its specialized products and services.

Monoline specialist offering workers' compensation policies throughout the western United States.

Offers long-term solution for clients’ workers’ compensation needs by providing the resources and expertise to reduce both losses and related expenses.

A monoline provider of workers' compensation products and services primarily in the Southeastern United States.

Find your ideal coverage

Use our product concierge to personalize your search to your construction companies needs.

Get Your Results

backhoe dropping dirt in truck

Plan and Protect

How can business owners do their part to help protect their workers on the job site? Identify and address potential workplace exposures before accidents happen.

Fire Safety Assessment for Your Construction Site

Taking the time to implement proper fire safety precautions based on your construction project can help prevent injury and loss of life, as well as costly structure, equipment, and supply damages.

Construction Fire Safety – How to Protect Your Construction Equipment

There are numerous sources of ignition on heavy equipment making them a potential fire hazard on your jobsite. The need to repair or replace damaged equipment is costly and may lead to delayed contract completion.

Ergonomic Hand Tools – Help Prevent Workplace Injuries with Proper Equipment

Each year, hand tools are a significant source of compensable injuries in the workplace. Many of these injuries can be prevented through the use of proper technique and equipment.

Related Divisions

A leader in the development of long-term captive relationships with agents, associations and groups; non-captive businesses include Elite Program and Cyber Risk.

Specializes in the placement of hull, liability and excess liability across a wide array of aviation-related risks.

Specializes in Cyber Risk insurance for small and medium enterprises (under $250 million in revenues). Products can be written admitted in 48 states, surplus lines in 50 states.

Offers an exclusive focus on environmental insurance solutions for a wide variety of commercial customers.

Offering a specialized facility for D&O Liability and related professional liability coverages, including Fiduciary Liability and Employment Practices Liability, as well as Cyber Liability.

Underwrites nonpayment risk on international and/or domestic sales for companies and financial institutions financing those sales or seeking coverage on trade finance transactions; also offers political risk insurance.

Specializes in providing fidelity/crime insurance for commercial entities, financial institutions and government entities; also offers specialized products including kidnap, ransom and extortion, as well as armored car and fine art.

Specializes in providing umbrella and capacity excess products as well as primary casualty products and miscellaneous E&O that meet the needs of the commercial market.

Great American Risk Solutions provides industry leading non-admitted property and casualty products to the wholesale brokerage market. Our staff brings decades of experience in product development, claims handling, underwriting and service.

Products include Representations & Warranties (R&W) insurance, Tax Indemnity insurance and Tax Credit insurance.

Specializes in coverages for the marine industry, including traditional cargo, hull and liability coverages as well as pollution and complete packages combining marine property and casualty.

Offering flexible coverage options for the On-Demand Workforce, including Occupational Accident, Contingent Liability, Workers’ Compensation and Auto Physical Damage.

Provides insurance solutions to equipment lease and finance businesses, manufacturers, and distributors.

Underwrites nonpayment risk on international and/or domestic sales for companies and financial institutions financing those sales or seeking coverage on trade finance transactions.