We are committed to providing customized insurance programs to special service districts that meet their unique risk management needs.

Highlights of our coverage include:

Casualty Coverage

  • Up to $20 million capacity
  • General Liability
  • Automobile Liability
  • Police Professional
  • Public Officials
  • Incidental Medical Malpractice
  • Employment Practices Liability
  • Buy-back Abuse/Molestation
  • Employee Benefits
  • Terrorism

Buffer Workers' Compensation Coverage

  • Up to $2 million capacity
  • Self-insured retention as low as $250,000
  • Terrorism

Property Coverage

  • Up to $100 million capacity
  • Earthquake and Flood capacity available, with certain restrictions for the New Madrid zone, AK or HI, and Flood Zones A & V
  • Coverage for acts of terrorism, but excludes NCBR
  • Machinery and equipment breakdown (M&E)
  • Terrorism

As part of initial information gathering for any risk, we require the entity to provide:

  • Ground-up historical and exposure data for the past 10 years
  • Construction, occupancy, protection (COPE) data for each location in an Excel spreadsheet format
  • Audited financial and actuarial reserve statements
  • Details of the third-party claims administrator or in-house claims staff

Additional Coverage that we can offer

Please note: Products may not be available in all jurisdictions.