With over a decade of experience and exceptional service, ELD Canada proudly offers Non-Profit Liability Insurance protection for Non-Profit Organizations.
The directors and officers of Non-Profit Organizations are ultimately responsible for the organization’s dealings, and thus may be held personally liable for their actions or inactions. These individuals owe three basic duties to the Non-Profit Organization: duty of care, duty of obedience, and duty of loyalty. Potential claims arise from the breach of any of these duties. Non-Profit Organizations and their directors and officers may also face a variety of employment practices claims, such as wrongful termination, harassment, discrimination, misrepresentation, the failure to employ or promote employees and other such allegations.
- Track and manage your accounts
- Quote Cyber
- Quote Private D&O, EPL and/or Fiduciary (U.S. Only)
- Quote Nonprofit D&O/EPL
- Quote Standalone EPL (U.S. Only)
- Access loss runs
Benefits provided by the protection of ELD Canada Non-Profit D&O Coverage include, but are not limited to:
- Directors’ and Officers’ Liability Insurance for Non-Profit Organizations
- First Dollar Defense—Costs of Defense do not apply to the retention
- Full Entity Coverage with Employment Practices Liability—includes the organization itself and its Non-Profit subsidiaries
- Broad Definition of Insured Person—includes all Past, Present and Future
- Directors, Officers, Trustees and Employees, as well as Volunteers and Committee Members
- Defense Costs are in addition to the Limit of Liability
- Duty to Defend Coverage—We have contracted with a group of experienced D&O attorneys, located throughout the country, to defend our Insureds in the event of a D&O claim. In doing so, we spare our Insureds the responsibility and hassle of hiring attorneys and managing the litigation process
- Broad Definition of a Claim—includes written demands and administrative proceedings
- No Individual Insured vs. Insured Exclusion
- Notice of Claim–as soon as practicable
- Automatic Non-Profit Subsidiary Coverage
- Two Year Policies
- Financial Statements waived on many risks
- 24-hour turnaround