Covers bodily injury, property damage, legal expenses and clean-up costs resulting from pollution conditions and professional services that are covered under the primary underlying policy.

This policy is suitable for:

Any customer class that has purchased a primary environmental liability insurance policy, with a qualified environmental carrier, subject to an underwriting review of the exposures and the primary policy terms and conditions.

Policy Benefits

  • Follows form with the primary policy
  • Covers Loss in excess of the Underlying limits of insurance

Policy Features

  • Limits of Liability up to $50 million occurrence/$100 million aggregate
  • Up to ten (10) year policy term
  • $50,000 minimum premium
  • For contractor’s pollution liability, coverage is available on a claims-made or occurrence basis
  • Covers locations in the U.S. or Canada

Submission Requirements

  • Copy of underlying policies and endorsements
  • Completed application from the primary underlying carrier
  • Past three (3) years loss history
  • Last (2) years financial statements and/or 10-K report