Customized Insurance Built For You

We have an entire Residential Construction team dedicated to the home building industry. Each associate has a deep knowledge of the industry and can offer customized insurance solutions based on your unique situation. From a single, custom home to an entire subdivision.

Great American covers all your residential contractor needs, including:

  • Residential Builders Coverage Extensions for model homes and contents, homes in inventory, trade-in homes, and subdivision property
  • Broad definitions of covered property
  • Ability to cover usable existing structures as part of renovation projects
  • Broad additional insured/waiver of subrogation
  • Multiple valuation options for new work and existing structures, including the option to exclude builder’s reasonable overhead and profit
  • Multiple project and premium reporting options for blanket reporting policies
  • Coinsurance options
  • Broad causes of Loss that trigger optional Time Element coverage
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