Environmental Division Timeline 1872-2020+

Great American’s Environmental Division was launched in 2008 and is one of the few carriers serving the environmental industry with such longevity. As we enter a new decade with our valued brokers, agents and insureds, we look forward to continuing the work we value the most: keeping businesses strong, and in turn, our world clean for generations to come.


1872  |  1906  |  1918  |  1960  |  1973  |  1980  |  1981  |  1985  |  1986  |  1990  |  1995  |  2000  |  2002  |  2003  |  2005  |  2008  |  2010  |  2011  |  2012  |  2013  |  2015  |  2016  |  2017  |  2018  |  2019  |  2020  |  2021


Paper with ribbon icon
Great American Insurance Company Issues its first policy.


World icon with the word earth quake
German American Insurance Company pays more than $2 million in claims to help victims of the San Francisco earthquake to help the community recover from such a devastating loss.


USA flag icon
Standing the test of time, following World War I, the company changes its name from German American to Great American Insurance Company.


Circle burst with checkmark
Rising concerns for the environment led to a number of federal and state laws regarding liability for environmental clean-ups.


Box with X icon
Pollution exclusion was enforced under GL for gradual events which indicated that GL policies were not intended to cover pollution that the insured party intended or expected to produce.


Plant with water drops
New Environmental Regulations (RCRA, CERCLA) financial requirements were enforced. CERCLA, commonly known as Superfund, is passed to fund cleaning of the nation's most polluted sites. These new regulations imposed liability for cleanup on polluters, who sought protection under their GL policies.


Book with search icon
Initial Pollution Legal Liability (PLL) Policy for sites entered the market which allowed for limited coverage and annual terms.


Paper with data icon
Hard market with only one environmental pollution carrier in the industry.


Pie chart icon
The market slowly begins to increase with several environmental carriers entering the field. Pollution Legal Liability coverage expands to include on-site coverage and Contractors Pollution (CPL) policy is developed on a claims-made basis.


Bar graph with up arrow
Market continues to expand with several new carriers emerging: Occurrence CPL, Professional Liability added, Multi-Year PLLs, Cost- Cap coverage, Closure/Post Closure.


World with up arrow icon
AFG combines with American Premier Underwriters to form a publicly traded organization: American Financial Group, Inc.


Great American Ball Park icon
Great American debuts a new corporate logo and acquires the naming rights to Great American Ball Park, the new home of the Cincinnati Reds, which brings national visibility.


Brownfield pond water shore icon
The 2002 Small Business Liability Relief and Brownfields Revitalization Act (the “Brownfields Amendments”) to CERCLA, required EPA to promulgate regulations establishing standards and practices for conducting “All Appropriate Inquiries” (AAI).


Handshake icon
Great American narrows its focus and divests ownership of its personal line’s insurance holdings, choosing to focus on specialty commercial insurance for businesses.


Peetree dish with mold illustration icon
Throughout the mid-2000s, environmental coverage continues to evolve with the market offering pollutants expansion to include mold, lender only policies, historical only site coverage, EMF, radioactive, non-certified Terrorism, etc.


hand with shield checkmark icon
Great American Insurance Company reaches 100 consecutive years of earning an "A" or higher ranking from AM Best.
PA state icon
Environmental Division forms in Plymouth Meeting, PA with a staff of six under Divisional President, John Reynolds, with Mark Vuono serving as Chief Underwriting Officer.


Hard hat icon
We launch our Contracting Services Project-Specific Liability coverage in response to an industry crisis caused by imported drywall containing dangerous carcinogens.


pond water shore icon
The Massachusetts Business Development Corporation chooses us as a Selective Insurance Carrier for its Brownfield Redevelopment program.
Great American Insurance building icon
Great American Tower opens in Cincinnati, the city's first and largest LEED/Gold certified structure.


New York state icon
We open our NYC office.


Paper with plus sign icon
We launch our Enhanced Premises Liability coverage.


Hand with world icon
We begin to offer coverage on international exposures.
Up arrow with percent sign icon
Our loss limits increase to $50 million per loss, with a $100 million policy aggregate limit.


Fish with fishing hook in water icon
The Fishing Charter event for agents and brokers kicks off to become a popular annual celebration of collaboration and support.
Newspaper icon
We publish the first issue of the Environmental Insider.
Ribbon with star icon
Mark Vuono is appointed Divisional President.


MA state icon
We open a new office in Boston, MA.
Person icon surrounded by plus icons
A dedicated marketing team is established, based out of the Great American Tower in Cincinnati.


Environmental Division EST 2008 icon
We celebrate a decade of success in the environmental insurance industry with a series of charitable and specialized events throughout the year.
Handshake icon
We offer specialized coverage for Commercial Lenders.
Drafting tools with paper icon
We launch Blueprint, a product designed for the specific needs of the contracting sector.
Book paper in a monitor screen icon
Environmental Insider goes digital.


Paper with ribbon icon
New enhancement endorsement to our Premises Environmental Liability Insurance Policy is made available.
Clipboard with checkmark security icon
We begin offering site-related pollution coverage for Special Risks, classes of business that can be higher exposure due to the nature of their operations.
Hand with dollar sign icon
Financial Strength: As an A.M. Best “A+” (Superior) rated company (rating affirmed September 11, 2019), Great American Insurance Company is dedicated to providing the best coverage and service for brokers and their clients when an event occurs.


Align General logo
Our efforts with Align General represented our expansion into the GL market! Great American Environmental is proud of the successful debut of our first product collaboration with a managing general agent (MGA).
Face mask icon
Being responsive to the needs of our brokers, agents, insureds and claimants remained our top priority throughout the uncertainty of the coronavirus (COVID-19) pandemic.
Lightbulb icon
Our Broker Satisfaction Survey was conducted to help us ensure we are supporting our brokers’ and their clients' business needs.
Lions Gate logo
We announced the successful debut of our collaboration with Lions Gate Underwriting (LGU) to offer contractor and premises environmental liability coverage in Canada.
Monitor with wrench icon
We introduced our new, educational platform, the Broker Toolkit as well as our Construction-Focused Riskopolis series representing the many potential risks contracting professionals face in their line of work.
Package icon
Products Pollution was added to our suite of environmental products - specifically designed for manufacturers and distributors of various products including but not limited to paints and chemicals, metal goods, automotive parts, machinery and machinery parts, plastic and rubber goods, and other commercial products.


Book with search icon
We will continue our expansion of various webinars and virtual resources such as our new Claims Scenario Library and Interactive Riskopolis to better assist you in informing your clients of environmental dangers.
Ribbon with star icon
Our exclusive GREAT AMERICAN REWARDS Program, launched in 2018 will transition to a fully digital program!
Clapper icon
Continue offering comprehensive product videos (PRE and Commercial Lender) that illustrates how our products halt environmental protection concerns by providing a clear, consistent and competitive solution.
Tank Assure Pollution Program logo
We launched TankAssure Pollution Program, an extremely user-friendly online quoting and binding program for your clients’ storage tank coverage needs.
Environmental Podcast Logo
Discover What We Cover: A Great American Environmental Podcast was successfully launched and provides brokers with insights on the intricacies of environmental insurance.
clapping hands icon
Mark Vuono Celebrates 40 years within the Environmental Industry.

2011- 2020

The Environmental Division has been recognized by executive management at Great American Insurance Group for outstanding service and performance to the company for nine consecutive years.

Environmental Insider was created for brokers like you, as a source of ideas and innovations to help you grow your business.

Start receiving the Environmental Insider newsletter by completing the form linked below.

To stay updated on our corporate news follow Great American Insurance Group on LinkedIn and Twitter.