Programs with Open Distribution
USL&H and WC for Marine Accounts
Liquor Stores, Wineries, Breweries, Cideries, Distilleries
Rural Telecommunications Companies
Group Captive Programs
A Group Captive is a vehicle through which a group of insureds can reduce their insurance costs by sharing risk within a specific retention. This is a risk sharing alternative for insureds that may not be eligible for a Self-Insured (SIR) or deductible program.
In order to participate in a group captive the individual policyholder will be taking risk and will need to present collateral.