Programs with Open Distribution

Traditional Programs

AEU
USL&H and WC for Marine Accounts

Contact: Jan Damare

Kapatoes
Natural Food Stores, Vitamin Stores and Food Co-ops

Contact: Dane Meisler

PAK
Liquor Stores, Wineries, Breweries, Cideries, Distilleries

Contact: Larry Chasin

Telcom
Rural Telecommunications Companies

Contact: Peter Elliot

VGM Insurance
Golf and Country Clubs

Contact: Brian Thiemer


Group Captive Programs

A Group Captive is a vehicle through which a group of insureds can reduce their insurance costs by sharing risk within a specific retention. This is a risk sharing alternative for insureds that may not be eligible for a Self-Insured (SIR) or deductible program.

In order to participate in a group captive the individual policyholder will be taking risk and will need to present collateral.

Bodega
Heterogeneous Group Captive

Contact: Tracy Bernard

Command
Heterogeneous Group Captive

Contact: Amanda Klimaski

EPIC
Heterogeneous Group Captive

Contact: Brian Ricci