SafePak® (SPP) is our independent business owners policy. Created for your small business customers, the product includes specialized coverages to meet the unique needs of a broad range of business operations. Basic coverage offers generous enhancements for accounts receivables, backup of sewers and drains, business income and extra expense on an actual loss sustained basis for up to 12 consecutive months, fine arts, loss of refrigeration, newly acquired or constructed buildings, contents, plus much more.

Additionally, we continue to identify preferred classes of business to write utilizing the SafePak® EDGE product enhancements. Currently our niche classes include:

  • Appliance Stores
  • Art Galleries & Museums
  • Arts and Crafts Stores
  • Apparel/Clothing/Shoe Store
  • Architects and Engineers
  • Auto Parts Stores
  • Bakeries
  • Barber, Beauty & Nail Shops
  • Bookstores
  • Building or Premises - LRO
  • Business Consultants
  • Computer and Business Machines Stores
  • Computer Consultants
  • Consulting Engineers
  • CPAs
  • Doctors and Dentists
  • Dry Cleaners
  • Florists
  • Funeral Homes & Chapels
  • Furniture Stores
  • Gift and Novelty Shops
  • Hardware and Home Improvement Stores
  • Ice Cream and Yogurt Stores
  • Lawyers
  • Manufacturing
  • Machine Shops
  • Offices
  • Pet Grooming & Training
  • Pet Shops
  • Plumbers
  • Printers
  • Sporting Goods
  • Veterinarians