Commercial Automobile coverage protects your clients in the event that they become legally liable for bodily injury or property damage caused by the ownership, maintenance and use of client-owned vehicles. Additionally, Commercial Automobile coverage can include collision (striking of another object by a moving vehicle) and comprehensive (physical damage other than collision) coverage for the vehicles themselves.

The insuring agreements available under Commercial Automobile coverage are:

  • Liability
  • Physical Damage
    • Comprehensive Coverage
    • Specified Causes of Loss Coverage
    • Collision Coverage
    • Towing
    • Glass Breakage
  • Medical Payments

Typically the Commercial Automobile Liability coverage limit is $1,000,000 per occurrence. Collision and comprehensive coverage deductibles range from $250 to $1,000.