You’ve worked hard to develop, market and grow a niche program that differentiates your agency. You need a carrier that brings the same specialty mindset that you bring to your program. This is why Great American Alternative Markets has a Specialty Programs operation, in addition to its Agency Captive and Group Captive businesses.
Specialty Programs has a General Liability focus with a multiline approach. We prefer classes within the retail, wholesale, manufacturing and service sectors. In other words, we are not looking for “wheels” programs or tough property programs, such as CAT or habitational. Although we will consider many artisan/specialty contracting classes, we are not looking to write general contractors or the building trades. Within our acceptable industry sectors, we are typically interested in writing all lines – General Liability, Property (CPP or BOP), Auto, Workers’ Compensation, Inland Marine, Cyber Risk and Umbrella.
Specialty Programs offer you:
- A carrier as committed to program business as you are
You’ve worked with your clients' unique exposures and have developed significant subject matter expertise. Because we’ve been in the program market for more than 15 years, we bring stability and commitment to your program’s long-term success. Our leadership values the program model, and our primary focus on profitability creates an environment where programs grow and prosper without interruption or distraction. This provides you and your clients an enduring relationship you can trust.
- Dedicated program resources
Great American Alternative Markets is dedicated to program business. We have the autonomy and flat organizational structure to react quickly to opportunities and challenges. You will have a dedicated underwriter and access to our business’s actuarial, product development, claims, loss prevention and marketing resources. You won’t be bogged down in a bureaucratic corporate culture.
- Flexibility to tailor each program
You will be positioned well against your competition because we have the tools and capabilities to customize each program. Because of our program experience, we are efficient with product filings and will ensure you have adequate rates and forms to offer your clients. We have the flexibility to outsource services such as underwriting, claims and loss prevention, and we offer multiple compensation options to choose how you are rewarded for your business.
To be eligible for a Specialty Program, an agent has to have proven subject matter expertise and a seasoned book of business with consistent profitability. The agent must be also be able to provide five years of data on the book’s performance.