Accidents happen, and can be costly to your human and social service organization clients. Because of this, we offer Special Risk Accident and Health Insurance Programs.

These programs help offset the cost of accidental injuries that occur during an organization's sponsored events and activities, and are a perfect complement to existing liability coverages. We offer a wide range of special risks, including:

Participant Accident

Covers participants during group-sponsored activities, including travel to and from the activity. Key markets include:

  • Volunteer groups
  • Camp programs
  • Day cares
  • Amateur and youth sports organizations
  • Community, civic, religious and nonprofit organizations

Student Accident

Covers students during school-time as well as any school-sponsored or supervised activities, such as field trips or any other special events. We also offer sports and 24-hour coverage options.

Coverage Features

Customizable plans available with a broad range of benefits. The following are some of the core benefits:

  • Accidental Death and Dismemberment
  • Paralysis
  • Accident Medical Expense
  • Accidental Dental Expense
  • Catastrophic Cash

To learn more, visit the Accident & Health section of our website.