Umbrella and excess liability insurance offers additional coverage beyond the limits of your organizations primary liability insurance. This coverage is designed to protect your organization from costly judgments and the high cost of defending lawsuits.

  • Limits up to $15,000,000 available (including Professional and Abuse or Molestation)
  • Automatic coverage for new entities
  • Broad Insured definition
  • “Duty to Defend” any lawsuit and investigate any claims for coverages provided by our policy
  • “Pay on behalf of” protection
  • Defense costs are in addition to limits
  • Separate limits for:
    • Each Occurrence
    • Products Completed
    • Operations Aggregate
    • General Aggregate
  • Follow form application limits
  • Broad definitions of bodily injury and personal injury
  • Worldwide protection